Could those retired fools give the rest of us "getting close" tells us the 5 smartest and 5 not so smart things they did as preparation for retirement.Well, I can't come up with five, but here's what I do have:Smartest:1. Getting out of non-mortgage debt2. Socking away as much cash as possible3. Having a career that provided an inflation-indexed pension and group health insurance for lifeDumbest:Not starting earlier with 1 & 2. I was 43 before I was out of debt. Lots of great memories, but I'd be a lot better off today if I'd put more aside.Phil
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