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Author: benhancockjr Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 35661  
Subject: Re: Emigrant Direct APY is now 3.25% Date: 3/15/2005 10:53 AM
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Could you share why? I've been an ING customer for years, and I've always felt their web site was a pain to use. Specifically, they require that you enter a 7 digit customer ID to enter, rather than a user-selected ID (typically Gussmed for me for most sites I use).

yeah - I've never like that about ING, but I suppose it's more secure. I actually prefer the look and feel of ING's site to Emigrant's. However, the "sexiness" of website is not a compelling factor, at least for me. Emigrant was easy enough to setup, very similar to ING.

0.65% doesn't seem like that much of a difference, and I've assumed that ING was going to raise their rates to compete, since ING's customer base is the same. Of course, given my current investment plans for the coming year, that 0.65% will mean about $900 in interest to me.

The merits of the rate difference is a matter of perspective and certainly is affected by how much money you have in the account. For me, I think .65% is substantial.
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