No. of Recommendations: 0

Sounds like a really good plan and I found it very interesting to read your breakdown.

However, one thing that caught my attention was your reduction in monthly expenses. You went from an estimate of $2500 per month in expenses to $1675 in expenses by eliminating the two loans.

Later in your post, you mention that the payments were $100 to Sallie Mae and $400 to the car loan. It would appear that your monthly expenses would be reduced to $2000, not the $1675 you indicate. Am I missing something?

Is the remaining $325 possibly your current snowball that would no longer go towards those loans? Maybe I glossed over it in your post but I just want to make sure you didn't overlook something that results in a lower eFund than you really need.

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