Hey guys, thanks for all you're support and suggestions...I am by no means ready for bankruptcy... it just seems like it's a never ending cycle. I got married a year ago, and it's both our second marriage... however, we both had numerous bills from our previous lives... I just see this huge mountain that I don't think I can ever climb. We are 14,000.00 in credit card debt.... then after April of 2002 I will have to begin paying studen loans back (a total of $15,000.00).... My husband is paying half of his check each two weeks for child support. I just feel like I'm drowning... BUT the good part is is that we can make "more" than the minimum payments each month, it just doesn't seem like it's going away... but I know I don't want to ruin my credit, I have never even bought a house.... I'm still living in an apartment. Our annual salary is 60,000.00 --- why is it that we can't seem to get ahead??? Some good points, we are saving in mutual funds and savings accounts... what are we doing wrong??? Plus the 9K was a gift from my family --- plus some of our savings together.... I guess I need to learn to budget...Thanks again! Madambleau!
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