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Kaiti,

You asked what perks or cash back other Fools received with their credit cards.

The best card that I have is the MBNA Mastercard that earns tickets to Ringling Bros. and Barnum & Bailey Circus. I signed up for this card last year at the circus. The first year, all I had to do to receive 4 tickets ($82 value) is charge 1 item and pay off the bill.

This card has no annual fee. For every $500 charged, I receive a coupon for free circus tickets and you do not have to carry a balance to get these tickets. I have already earned enough to take the family to the circus again next year.

I don't know the interest rate on the card and I don't care because I have not had a finance charge in 10 years.
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