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As I'm continuing in my adventures of being Credit Cardless in Fooldom, I'm having some interesting experiences. I'm fixing up my kitchen to get my house ready to sell. How am I paying the guy? Years ago it would have been from a home equity line of credit or a cash advance. This time I paid him with money I saved from not having to pay credit card bills each month! It was very satisfying to just write out a check.

My credit card I have an account with is a USAA Gold MasterCard, it has a 9% interest, but carries a $65 annual fee. It's going to expire next month, so I'm looking for one with no annual fee. I don't feel secure enough not to have a card for the extreme emergencies. Also, I'd like one for when I travel. So, any suggestions out there?

Basicly, what is a good credit card that will only be used for emergencies, or travel? I'd like one that gives rebates and other perks, than I could use it for business travel instead of my employer issued AMEX card, which doesn't give me anything.

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