Credit markets don't need either of them.2009 may look like a long time back. But the lessons of it are "credit markets" really needed the tax-payers, of which Central Falls and Pensioners included.Perhaps, we should change the FDIC coverage such that an institution level cap of $100 B or $200 B for FDIC coverage for deposits to be introduced. That would bring some clarity about who is actually back-stopping the banks, and bank rolling the wall street casinos.
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