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Hi all,

This may seem like a foolish (with a small "f")
question, but I've always wondered about it. If a Credit Card payment (or a mortgage payment or Utility bill, for that matter) is due on a certain day and payment is received a few days later, is that reflected on a persons report. I understand that late fees will apply, but does a company report that to the Big Three if a payment is a few days late?
Just curious...
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