For the past 6 years, all my assets have be in joint accounts with wife. Some of our credits cards were opened as me as the primary holder and some as my wife as the primary holder. I have been interested in obtaining credit reports since I may be buying a larger house next year and I want to make sure its clean. Should I obtain credit reports for both my wife and I? Or will most items be the same on both reports since everything is jointly owned? Both reports were fine 6 years ago when we bought our first house.
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