I'm not sure what I need to do next, so I'm asking Fools for advise (so many people would really not understand that!!).I applied to reinance my HELOC to lower the interest rate (got it, too - lowered by almost half) and the banker told me there is a colections account for $1200 for ATT Wireless on my credit report TransUnion only). I went on-line, checked my TU report and found the account listed (also a new home address for me in TX. I live in KY)I have disputed the account, and asked that the address be removed from my report.I then put a 90-day fraud alert on all my reports (why will they only do 90 days?) What else should I do? I thought about using the TX adress and the wireless phone number listed in the account to try to find the cretin who did this, but there's nothing I could do so I'm not sure why. Should I call the police? Here or in TX? What else should I be thinking about?TIA-a-
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