I am a free market person generally,but society does have to police itself to at least try and protect the innocen and the most vulnerable.The CC industry has gotten out of hand, especially the last 15 yrs. It harms everyone and does deep damage. Yes responsible credit is a good thing, but CC companies push irresponsible credit and I will say it agin it harms everyone.For starters see www.NYT.com - Bob Herbert's article today .Economics in the end is " the moral science " , and the CC cos. and their financiers will be punished. Dante? we are punished not for, but buy our sins.
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