Cushingham,What are the rules on investing in IRA's and/or Roth IRA's while contributing to a 401(k)?The official rules, including deductibility, contribution limits, and elegibility are complicated and are best found in pretty straightforward English in IRS publication 590. See http://www.irs.gov/pub/irs-pdf/p590.pdfCan I do both?Probably. If you can contribute to a 401(k), you almost certainly have earned (salary) income, which you need in order to contribute to an IRA. How much you can contribute, whether you can deduct that contribution, and to which type(s) of IRA(s) you can contribute depends on such things as your age, your AGI (adjusted gross income), your earned income, your tax filing status and whether or not you're elegible to participate in a 401(k) or other qualified retirement program. IRS publication 590 has all the official details.Best of luck to you.-Chuck
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