Dave Braze's article Lost Retirement Dollars on Dec. 12 assumes there is no higher goal than saving for retirement. He moans over he fact some people changing jobs take the money and run. John Maynard Keynes said the whole theory of being rich is no jam today, jam tomorrow, but then when tomorrow comes you can't have jam then because then you'll have less on hand. Some things in life beat a pantry full of jam. Going through the woods in Khabarovsk Krai where the Amur tiger lives isn't like any forest in North America. Neither is sitting under an oil palm in Samboja in Indonesian Borneo when a sun bear -- the size of a large dog -- wanders by. A trip to the Wagner Festival at Bayreuth, Germany, is something that gets savored for decades. Saving for retirement is nice, but it isn't a substitute for life. Each of us has to develop our own value system, based on how much adventure we can stand. And we have to admit the answers for each of us can be different, but equally correct.
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