Dave,I guess I should have mentioned, yes, it is a commercial loan. And each would reset every 3,6,9 years or every 5, 10, 15 years. It's a 10-year balloon with a 20-year amort.Thanks for the spreadsheet. I'll look that over to see if it helps me.Generally, I would think the 3-year would perform better than the 5-year on average. You?Thanks,Tim
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