Day careBabysitterBandaidsAuto Insurance for teenagersBracesChildren are NOT cheap.Thanks, finally I have at least a few items I can work with :)Day care - My wife's company offers day-care on site. We have no idea how much it costs, what the waiting time is (she heard there's a long waiting list), etc. That could make a big difference on things, and having the kid a minutes walk from where she works would be great.Babysitter - If they're at day-care, no need for a babysitter then. As for normal dates (mom and dad go out things), I have my parents nearby, about 10 sets of aunts and uncles. That's one financial thing my family has always gotten right, I've never seen a babysitter that's not a relative, and I assume my wife and I will go along the same track.Bandaids - Well, they're pretty cheap :)Autoinsurance - I know most of my friends had to work to pay for their own insurance if they wanted to drive. I assume my wife and I will have to pay for at least a portion of it since I want our kids to have some free time. That's a good point, something to keep in mind.Braces - Are braces covered by medical insurance? I know insurance is certainly a cost that will go up.Auto insurance is a big one, along with medical insurance. Day care could be big, we'll see what we learn about DW's work's day care program.
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