db,I can respect your choice not to engage the inquiry I'm pursuing, but that doesn't mean I'm not disappointed. I'm trying to fry a larger kettle of fish than the few bucks one might make or lose in markets, but to get there I need the intervening steps I'm tracing out, one of which is personal responsiblity for one's investment choices.I've got the essay blocked out, but I need to run some key concepts past my editorial board --i.e., friends who work in the area of moral philosophy-- before I launch my attack on "middle class" values. That's the larger context within which I'm working: the meaning/purpose of life. This investment stuff is merely concrete examples of the sorts of conflicted choices people make for themselves. Charlie
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