DC, you stated: [w]e can both contribute based on her wages and I intend to do so....I thought that you could only contribute to an IRA if YOU have income greater than or equal to your contributions. How does your wife receiving income mean that you can contribute?Regards,MikeMike .. See Spousal IRAhttp://www.fool.com/money/allaboutiras/allaboutirasglossary.htm#cDC
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