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DCA->DFA - Yup, I figured that out.

Now I have a different question. I mentioned earlier that we own real estate other than our own home. The property is a working vineyard that occasionally makes a profit, but seems to always increase in value (over 20+ years). It is obviously not at all liquid, and the income is not dependable, nor do we depend on it.

I have assumed that this would MORE than take the place of the often-recommended REIT allocation.

Is this an appropriate assumption?

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