Dear Afaloc, My husband has a SEP-IRA. This year's contribution to the SEP-IRA will be used for the foolish 4 strategy. Within the SEP-IRA we will have some monies in the S&P Index Fund and some in the foolish 4.I think your wife could also take this approach with her SEP-IRA. (I'll be interested, like you, if other posters have a different or better way to your question.)Hope my answer helps you, Helen
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