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Dear Jeannie,

I retired in 1986 and as you are considering I put most of my retiremnt funds into income producing investments. Then I discovered the joys of investing in growth companies under the tutelage of the Fools. I've very happily lived off capital gains ever since in a manner I never dreamed of. Did I just hit a lucky streak in the market - or is this a better approach to retirement investing? I think you should raise this question in the retirement planning seminar.

Fred Clemens
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