No. of Recommendations: 0
Dear jrr7

Thank you for the idea of not getting a refund next year. I just thought about it before I read yours. And I will do that. I have decided to save 1/3 of my extra income for that.

If I can continue my both jobs as I am now, it will be about one and half years before i before FREE. Remember, I have a loan figure of six digits.

BTW, thanks to everybody for replying to my post.
Your support is most invaluable to me.

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