Debra,Thank you for your informative reply. We are concerned about taking a good chunk out of our assets to prepay his college expense. We are presently looking into a student loan that will give us funds for the next 3 years of his schooling. If we borrow through the college it will be at 8%. I am looking for something somewhat lower. I would prefer that my husband and I do not have to cosign the loan. I also would like to see this payable after his graduation..but for him to incur those sizable monthly payments worries me too.. c'est la vie! Colleges are sooooooo expensive but I am happy both children are going! I am a grad too! Are you sure that we would not be eligible for future grants or scholarships.. that is not what the brochure indicated..beth
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