Retiring on 01/03/2000 assuming the world is still revolving, there is not a mass uprising like my survivalist neighbor is preparing for, good Lord willing & the creek don't rise. At a young 56.What a selection of decisions to make. The biggest is to take the comfort of the monthly retirement check with the 100% survivorship feature for my wife or take the $$$ and do it myself. She wants the assurance of the guaranteed monthly check for the obvious reasons. On the other hand, the interest rare the retirement fund is using is a paltry 6.04%.What's a guy to do?? Give it a try and risk the "I told you so" or go with the security?????
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