Definitely go with the study.But, "(my insurance only pays 10% of the expense--just the actual removal of the cataract, not the lens replacement)"! So get another insurance company if you can. That is really terrible.I have had cataract surgery/lens replacement on both eyes, and it was a very good experience both times. The only side effect is that on a bright day (like this one here) the sun is blinding. You should definitely consider dark glasses.
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