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Definitely talk with him about how credit cards work! This will be far more important than where he gets a credit card or what kind it is. Keep in mind that at age 18, he's legally an adult and can get as many credit cards in his own name as he likes, and even if he's got a card as an authorized user on your account, that's not necessarily going to stop him from acquiring more. As you've already seen, there are plenty of companies that would like to offer him one.

bingocards is right on the money in his post. Your son is going to make his own mistakes, but if you provide GOOD information and support rather than control, they may not be as grievous as they could be. Also, there *is* something to be said about getting credit in your own name while you're in college-- paradoxically, it's about the easiest time in your life to get it, and if you use the credit well, it can be a huge benefit down the road. has a lot of good information on college students and credit cards-- might be worthwhile for you to take a look and have your son read there too.
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