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I will lose my dental insurance with company MetLife dental insurance at age 65. I have looked at AARP/Delta Dental and another similiar plan. It doesn't seem to me to be a very good deal. Pay $25-45/month which partially covers two cleanings and has a maximum benefit of about $1k to $1.5k.

Has anyone investigated this and have a case to be made for dental insurance?

Thanks,
JG
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No. of Recommendations: 0
I will lose my dental insurance with company MetLife dental insurance at age 65. I have looked at AARP/Delta Dental and another similiar plan. It doesn't seem to me to be a very good deal. Pay $25-45/month which partially covers two cleanings and has a maximum benefit of about $1k to $1.5k.

Has anyone investigated this and have a case to be made for dental insurance?

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Have you thought about taking the same $25-45/month and investing it to create your own dental plan?

Regards,
Bill
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the only thing that makes Dental Insurance worthwhile is that the employer pays most of the premium. If you buy it on your own it is just swapping dollars after considering the premium, deductible, copays, claim limitation, and non-choice of Dentist. ed
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Thanks for the replies. This is what it appeared to me, but I wanted to make sure that I wasn't missing something.

JG
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