Determinedmom,Thanks for the heads up.I'm not worried at all about income tax, since all my "income" is tax-exempt disability benefits. Of course, the social services is an important point. I really like living in Tucson, and we have a nice balance of services, so I might be well served by staying put. Also, a few years ago our VA hospital was rated as 2nd in the US -- one in CA won top honors.Lots to think about.Penny
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