DH and I are planning to retire in our early 50s. We started by maxing out the 401ks, then added the Roth IRAs, and this year will begin the taxable Mutual Funds (which will be held long term). The 401ks assure that we will be able to retire at a traditional retirement age. The Roths allow for withdrawal of contributions before 59.5. And the taxable accounts will be used BEFORE 59.5. We're also paying down/off our debt so that we have more money in the future for investments. And are aiming to have our home paid off before we both go for an early retirement in order to lower our monthly expenses.Don't forget to enjoy some of your money while you are young!Teresa
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