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Do you record all of your checks in your checkbook and/or something like Quicken? If so, just wait until all of the checks have cleared and then add a month. The reason I would add a month is because you might have an auto-payment in there that you have forgotten about. Be sure to change all of those before you close the old account.

Make sure you open the new account and get your permanent checks before you even think of closing the old account. Most places will take the temporary checks, but some will not. So it is best to have your permanent checks in hand from the new account...

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