Did I get it more or less right this time?Does it look proper to do the twice per year for the next 8 years I plan? In order, yes and yes.BTW, don't feel bad. I have enormous respect for the IRS folks who do forms and pubs. Theirs is a gargantuan task, given what they have to work with courtesy of our political friends. That said, Pub 590 is not their best work.PhilRule Your Retirement Home Fool
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