Different options are generally available, there is one where you pay, say 125 a month until the loan is gone. There is another that is based on your income in some way (I think) so you can pay less when you making less and it goes up with your income. You would definately need to check salliemae for the details.At her reported income level, I seriously doubt she'd be eligible for income contingent repayment or hardship based deferment.Ishtar
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