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Hi everyone

Discover is having a couple decent promos

The first is almost too good to be true...

0% apr on all purchases thru 2/28/15. The 0% rate expires on 3/1/15.
This is crazy to me, but they confirmed it on the phone (you have to register)... No fees at all. I am considering making a major purchase and paying it off in feb '15.. 0% is a good deal (just have to be disciplined)

Has anyone else heard of this? I want to make triple sure its legit

The other deal is pretty solid as well. Spend $3k/month on the card now thru august, get $500 additional cashback bonus.

I pay all my bills with my other CC, to get the points. This (while being a pain to switch the cards everywhere) seems like a good offer
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Has anyone else heard of this?

Sure. If you don't pay the balance lent in full by the end of the promo period, the percentage charged is quite high - That's when/how they make their money.
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These maybe targeted offers. I didn't receive either. Having just run over 15K in charges through my Discover, I would have been annoyed if I hadn't signed up for them and they were available.
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I have used their 0% cash advance offer for a couple of years now. Just paid it off today in fact, no interest paid.
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the interest rate switched back to the normal rate for the CC

Unlike other promos Ive seen with 0%, they dont charge you the interest on the entire charge if it isnt paid in full at the end of the promo period.

That doesnt matter much to me, as I will pay it off before the end, but good to know.
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If you know that you are not going to go crazy with expenses I would wager that this is actually an incredible deal. I would love to receive something like this myself – unfortunately, I was not one of the lucky ones. I would just make the date on my calendar and then some ?
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I can confirm that Discover honored the $500 cashback bonus part of things.

The account analytics, the cashback bonus. Discover really is a great card... Its a shame so many retailers dont accept it!
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The account analytics, the cashback bonus. Discover really is a great card... Its a shame so many retailers dont accept it!

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It's the merchants/retailers that pay for that cash back bonus in the form of higher fees for accepting discover. Those higher fees are why many retailers choose not to accept discover.
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