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Dmc 11 asks:

<<When wanting to use the FF as an Roth IRA, do the dividends automatically get reinvested or do you have to pay taxes on the dividends? Also, the same question with the capital gains if you have to sell one of the stocks. The reason I ask is because it is supposed to be a tax free vehicle to invest and I don't see how you can avoid paying taxes on dividends.>>

The dividends stay inside the Roth IRA, are not declared by you as income during the year, and do not get taxed. Depending on your broker, they may get reinvested in the paying stock immediately or they may remain as cash drawing money market rates within the account until your use during the next trading anniversary date. On your anniversary date, you will sell some stocks and probably have a capital gain. That, too, stays within the IRA and does not get taxed. You are free to use all the cash proceeds in the account for your trades.

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