No. of Recommendations: 0
It was a pure accident that I bumped into this site but I think it was the best thing I have ever seen in net.
My life has been changed to some extent towards good because of all the wonderful people always encouraging others to get out of the vicious cycle of more and more credit. With a six figure CC loan I am nowhere near salvation but at least I have achieved something.

Let me tell you what I did

1) Paid one CC off with the money I got back from Uncle Sam. I have never used the money previously for CC payment.
2) Disconnected my second phone line dedicated to internet.
3) Gave up prodigy and found Netzero, a free unlimited Internet access.
4) Cancelled subscriptions to 4 magazines I rarely read.
5) Cancelled my cable connection
5) Picked up a weekend job 150 miles away. Will work 3 out of 4 weekends. 100% of that income will go to the CCs.
6) Cancelled my decision to buy a digital camcorder.

FYI, we don't use our CCs at all anymore.

Do I deserve a small dance? Please, I need all the support.

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.