No. of Recommendations: 5
Do not co-sign. I realize that the person is responsible and disciplined, but if he is killed in an accident you're going to end up owing on his mortgage or any other temporary debts he might have. Only co-sign if you can pay the bill yourself.

I would suggest that he talk to Citi and ask why they changed his account over. I don't know if they'll fix it retroactively, but it's worth a call.

In some cases (not all, just some) if he can prove that he's been responsible in terms of paying his bills there are some banks that will accept this. If he has his accounts at a small bank rather than a giant, this might be worth considering.

The only other answer seems to be for him to start over. Get a small card for stores or gas, and then work up.

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.