Do we really need financial advisers? Mostly it is simple math. Also a good charting and comparison program can help you find the winning mutual funds, and give you a fairly clear indication when it is time to sell or switch funds.Of course, some people have a mental block when it comes time to take charge of their financial matters. I have watched otherwise intelligent people just draw a blank when it comes to their finances. I fear they would be putty in the hands of a bad financial adviser.
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