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Do you think that a person who saves nothing due to their own fault should be treated differently than a person who saves nothing due to something that is not their fault?

I think that comes up because both sides tend to couch arguments in moral terms. It's more difficult to feel a moral obligation to someone who appears to be taking advantage of your generosity. We see conversations about that sort of thing on the Credit Card board all the time.

Viewed more pragmatically, the difference becomes smaller. Then the questions become "is it acceptable for people to starve?", "will we be better of economically if they don't starve?" and "how do we predict their future behavior will change?", rather than "how did they get there?"

- Gus
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