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Yep it's a full-on standard 403b.

I know the turnover rates of all the funds. It's low for the index fund (4%) and very high for the high performance funds (100%+. E.g. FSPTX was 339% for '99). However, my understanding from the posts on this site is that turnover is a non-issue, in regard to expenses, for tax-deferred investors, as these investors do not share in the burden of capital gains taxes that the fund pays each time it sells at a profit.

- Dr.C.
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