Does cancelling a card make a difference? In August, cancelled a MC that was my oldest credit card (lender wanted to institute annual fee for the first time).My FICO score yesterday was 809 out of 850 -- can't imagine the score being much higher. (No historical data since first time purchased a score -- in this case from Equifax in conjunction with free annual credit report).BTW, the reasons given why my score was not higher (LOL) is the amount on my charge accounts is too high (zero, BTW), and there is a lack of installment loan information on file (pay cash for everything). Oh well.Boad
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