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Does MF or members recommend this type of policy?

I can't offer advice, but I can offer experience. My parents have required some degree of in-home care for the last year. For the last several months, it's been 24/7 to the tune of more than $9,000 per month.

The modern marvels of medical science make it likely that you'll outlive your ability to care for yourselves. While you can always land in a Medicaid nursing home, consider in your planning where you want to be when that time comes.


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