No. of Recommendations: 59
Does SS create the dependence or so people who do not understand how SS works create their own dependence by not saving and investing

The evidence says no. Before Social Security roughly half of elder Americans lived in poverty. After several generations of Social Security, the number who save enough for retirement is almost exactly the same. If the Social Security checks stopped coming, almost precisely the same number of elders would fall into poverty. An examination of actual behavior demonstrates that some people save (about half) and some do not (the other half.) That has not changed since the early 1900's.

That will not stop ideologues from claiming it 'creates dependence' but then those people are not swayed by actual evidence, they glory in their own 'revealed truth.'

Unfairly takes money away from the next generation

I am where I am today because of the government investments made by prior generations. The Interstate Highway System, atomic energy, the Hoover Dam, SEC regulation, safe drugs, the military victories in World War II, public education, and so much more. Those were investments from which I am still receiving benefits. Thanks to the work and contributions by my parents and their parents, my life is enriched. I do not begrudge the fact that my investments will pay off for others, only a selfish twit would do that.

Likewise the government has created a system of "enforced saving" which then enhances society by keeping half the population out of poverty at the end of life. It does so in nearly every advanced civilization on the planet in one form or another. There is no private system which has done so for so long and so successfully, although several have tried and failed. (Yes, we all know it isn't actually "saving." It is a distinction which is important to some, I prefer to revel in the success of the outcome.)

delivers lousy returns

And yet most people get back more than they put in, otherwise the program wouldn''t be "going broke" (not true, but heck, go with the meme.)

It's all polemic. There's nothing to be learned from rants such as stillwaters. Never has been, actually.
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