Donfool:You're blessed to have that income, which is not quite double ours. However, I have no idea what your costs are for family, etc.I have an IRA with Fidelity, so I can buy and sell for small commissions when I choose to, but I manage my own equities within that, and I also enjoy dividends from some of what is in there. My FDRXX fund in there is like a MM, in that I can withdraw at will from that, overnight, and have it deposited in my checking account by morning. (When I sell any stocks, of course, there is a 3-day waiting period before it moves to FDRXX.) At our income level, and both being over 70, we pay no income taxes to state or federal, so I also pay nothing on withdrawals from my IRA, either.We all do what we can!Vermonter
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