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Author: RetiredVermonter Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75381  
Subject: Re: Short-term TIPS Date: 4/12/2013 10:01 AM
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Donfool:

You're blessed to have that income, which is not quite double ours. However, I have no idea what your costs are for family, etc.

I have an IRA with Fidelity, so I can buy and sell for small commissions when I choose to, but I manage my own equities within that, and I also enjoy dividends from some of what is in there. My FDRXX fund in there is like a MM, in that I can withdraw at will from that, overnight, and have it deposited in my checking account by morning. (When I sell any stocks, of course, there is a 3-day waiting period before it moves to FDRXX.) At our income level, and both being over 70, we pay no income taxes to state or federal, so I also pay nothing on withdrawals from my IRA, either.

We all do what we can!

Vermonter
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