Don't be hard on yourself for UNG. That one is a landmine that tricks many people.Part of the difficulty of becoming a versatile investor is that you have to expose yourself to lots of different types of risk, just to understand which risks are worth taking. That means you will have plenty of tire tracks over your body, over the course of an investing career. It's mostly trial by fire. So now you know the learnable lesson: that many of these ETFs that are selling some commodity theme are actually investing in future, and that many of them are limited partnerships. Some of them really do invest in the commodity, and you just have to check.
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