Don't feel too bad -- I too religiously entered stuff into Quicken for 15+ years before finding a working budget and shaping up. <...>I cannot tell you the RELIEF when I finally found a tool that would tell me exactly what I had, what I needed to live on, what was left over, and that refused to let me cheat or screw up the math. For me that tool was YNAB, and that's why I sing its praises night and day, but other people have found their own way. I wish you luck finding yours! I couldn't agree with this post more because this describes my experience too!Lael
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