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Author: kahunacfa Big funky green star, 20000 posts Top Favorite Fools Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 19027  
Subject: Re: AARP Health insurance Date: 5/23/2007 5:33 PM
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DorothyM wrote:
"my dentist recommended that I get the AARP Delta Dental plan when my Cobra dental runs out."

We've had the AARP Delta plan for two years and just paid a steeply higher premium for year 3. I called to ask why such a high jump and was told the first two years you are locked in with an introductory premium; after that it goes up every year.

Peridontal services are not covered during the first year. After that there are strict limits on services, i.e. only two cleanings yearly are covered although peridontal patients usually require 4. Prior to enrolling, we found it virtually impossible to learn exactly what was covered! Once you enroll and pay, a coverage contract is mailed to you.

If you're not in a metropolitan area, finding a participating provider can be difficult. Most dentists will accept AARP Delta, but aren't participating providers, so your co-pay can be much higher.

I suggest you calculate what you would pay out-of-pocket without dental ins. for the services you now use and expect soon. Year 3 insurance with AARP Delta for one person costs nearly $600.
- tilnow | Date: 5/18/07 9:09 AM | Number: 11330


I have Delta Dental, but I also have a barter deal with my dentist. He provides discounted dental services, I provide discounted investment recommendations. I retired as a Venture Capital Portfolio Manager in October 1995 when I was 51.

He is very happy with my recommendation that he buy Stride-Rite(SRR) in April at $15. There was an announcement this morning that Payless Shoe Source(PSS) offered to buy Stride-Rite for $20+ per share. The offer is too low, Stride-Rite is actually worth $32-$34 per share.

Payless Shoe Source is actually worth $95 - $100 per share - recently selling for $31-$32.

Kahuna,CFA
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