DorotyM Thanks, Phil! SOMEBODY GOT IT!!! Whew, after reading some of the surprisingly unsupportive and hostile responses, I thought the point of my original post had been forgotten. In case anyone wants a quick review, below is what I wrote at the end of the post after stating my friend's predicament: <<snip>> Gee, feydom, I'm sorry to have posted unsatisfactorily. But in my defense of myself and others you didn't sufficiently outline what responses would be acceptable. Since you're new, I make bold to point out that you'll have more control over responses to your posts if you have your own board -- and it's surprisingly easy to do. In the meantime, you're just going to have to put up with the random muttering of various TMFers who just happen to wander by -- Getting us to post within specified paramters is a lot like herding cats. -------------There was nothing unsatisfactory about your response...simply a different point of view.I'm "new" to this board, and I posted here because it was relevant to the focus of the board. Since I have no interest in "controlling" anyone's responses, I see no point in creating another Retired Fools board. I will continue to post retire-related issues here.IMHO, there were no posts that resembled random muttering. I posted my friend's retirement predicament on this board to vent my frustration at what's happened to her, hoped to get some responses from Fools sharing their experiences being in similar situations, some advice, suggestions, and solutions, and some insight from those who survived and succeeded in spite of it all. I got all of that and more.As usual, the Fool community did not disappoint me.Mary
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