DrMerlot,

<<Not only do I feel pixilated, overwhelmed with colorful insights into the foolish world of money management and the IRS, but this sprinkling of "Pixy" dust has induced a psychodelic experience within my cognitive assets which should make my retirement years more amusingly tempestuous than I had considered possible, sic itur ad astra. >>

LOL... Amor doctrinae floreat, felix qui potuit rerum cognoscere causas. Et si hoc legere scis nimium eruditionis habes.

Regards….Pixy