No. of Recommendations: 4
dsemmler wrote:

Can I take this in a bit of a tangent and just say that me
getting laid off was the best thing that ever happened to me!

Thanks for the encouragement! I'm starting to think that it
might not be the worst thing that could happen to me, either.
While I like my current job, I'm ambivalent about the type of
work I'm doing; if I get laid off, it'll give me time to really
decide what I want to be when I grow up. :-) Seriously, wasn't
it Lee Iacocca who said people should change careers every so
often? Maybe it's time for a change.

A little update on the stuff I was whining about the other day:
First, my dog is home and doing much better. The final bill,
which I put on my Discover card, was $378.75. Discover closes
on the 14th, and I've budgeted to pay it in full on the 20th.
Pup needs to go back for a followup visit and another blood test
in 2 weeks, which should run no more than $100; budget adjusted
so I can pay cash. All in all, a lot less expensive than it
could have been...and he's worth it. Having him around is still
a whole lot cheaper than therapy. :-)

More good news: After puttering around Dad's attic, I think
I've found enough space that I can fit all my stuff, so no
expensive storage shed to buy. And I've reduced the cost of
dog fencing from $389 (12x12 prefab, chainlink dog run) to
less than $200 (26x20 pen made of livestock panels from the
farm supply store). Paying cash for that today.

The bad news: While fixing my emergency brake cable, my BF
informed me that my exhaust system needs work. (Duh! I told
him that a month ago!) Probably need to replace the whole
thing, including catalytic converter, to get through NJ
inspection next week. That'll be after 9/14, so it'll go on
Discover, and be paid off after the 10/14 bill comes in.

As it looks now, I'll still be CC debt-free by the end of Nov.
I haven't budgeted to pay the truck repair yet, since I don't
know how much it'll be. But, at the end of Nov, I'll have
$1975 (plus whatever interest accrues by then) in the efund,
and $1500 (minus whatever the truck repairs cost) in my short-
term savings. I'll have no debt, minimal expenses, and, if
the severance package stays the same, at least $5000 in unused
vacation and pension buy-out. (This is the worst-case scenario,
of course, where I get laid off. If I don't, I'll really be
sitting pretty.) With unemployment and savings, I won't have
to touch the severance, unless I need to sign up for a nursing
refresher course (it's been a while). So I'll easily be able
to take my time, and figure out what I really want to do,
rather than taking any job I can get. (Did that once, and it
was The Job From Hell. Don't want to go there again!)

I guess I've been so used to living on the edge, that being
scared is a pretty ingrained habit. :-) But I think I'm really
going to be okay. And maybe a whole lot better off than I am
now, since I just sort of fell into this job, rather than
choosing this field. Now I just have to keep repeating to
myself: "I will be okay. I will be okay. I will be okay..."

Somewhat more optimistic, and still grateful to everyone for
their encouragement,
Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.