dsr, one advantage of Schwab is that they have actual people in actual offices pretty much everywhere. You can walk in and tell them what you want to accomplish, and they will answer your questions, for free.For now, you could ask them about opening an IRA with a starting deposit of $X. You don't even need to decide how you want to invest it right now. In fact, I would probably wait a bit on the investment decision, in view of the craziness in DC at the moment. But that's up to you.
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