No. of Recommendations: 15
Hi All,

I am back from the wedding/honeymoon activities and trying to re-adjust to reality. The wedding was all it was cracked up to be and then some, and the honeymoon was loads of fun. I felt like I was living on another planet for a while, or something along those lines.

As far as wedding and honeymoon spending, I had a mental marker of what the "top-end" spending damage might be. Now that the dust has settled, we went beyond my expectations by about $4K. This is hopefully the high-water mark of our debt, (knock on wood) and from here on out these balances will only go down!

July 1 Balance

Student Loan, 6.63%, $15,257.28
Family Loan, 0% (fixed) $20,601.00
Amex, 0% (exp. 10/07) $24,781.26
Visa, 12.15% $4,140.81
Car Loan, 6.90%, $6,352.26
Bed, 0%(exp. 03/08) $700.00

Total: $71,832.61

Efund: $847.04

I think it's sort of funny how our Efund crept up slightly in the midst of all our spending -- this is due to automatic contributions that leak out of our checking accounts. Heh.

Big changes from the last two months is that most of the wedding spending ($10K worth) went onto the AMEX to take advantage of the 0% for a few more months. DW (she is DW now!!) and I plan to have the Visa paid off at the end of July and then start working on the AMEX. Our snowball should be $3K per month, and that doesn't count any windfalls or bonus income. ...

DW and I have a lot to do regarding looking at our benefits, insurance, wills, and all that fun stuff. I'm open to suggestions anyone may have, as always, or tips on handling the marital finances.



~dswing the DH

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